Editorial Process
Every dataset on plainmortgage is traced to its named public source and documented in our methodology. This is who is accountable for the data framing, methodology, and corrections you read here.
- PlainMortgage
UK Mortgage Editorial Process · PlainMortgage, UK mortgage markets and household-finance data
PlainMortgage compiles the Bank of England Bank Rate and quoted household mortgage rates, together with the HM Land Registry UK House Price Index, into plain-English calculators, comparisons, and affordability tools. Every figure on the site is loaded directly from the original public dataset under the Open Government Licence; the methodology page documents each source, transformation, and refresh cadence.
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plainmortgage is a data-journalism publisher: we compile public datasets, verify them against their official sources, and present them in plain language. Editorial standards, sourcing, and how we handle corrections are described on our about and methodology pages.
Download the UK metro price-to-income snapshot cited on this page: uk-metro-price-to-income.csv (CC BY 4.0 for this derived file; Bank of England and HM Land Registry source tables remain OGL).