UK metros by price and stretch

Dual rankings for 16 metros: absolute average house price (HM Land Registry UK HPI) versus illustrative price-to-income multiple. Then open any city for deposit, LTV, and rate context.

Income figures on metro rows are illustrative defaults for affordability examples, not official ONS earnings. Multiples are for within-extract comparison only. See methodology.

Download the UK metro price-to-income snapshot cited on this page: uk-metro-price-to-income.csv (CC BY 4.0 for this derived file; Bank of England and HM Land Registry source tables remain OGL).

Price vs stretch

London leads absolute average price (£552,655) while Oxford leads illustrative price-to-income (11.3×) - different questions, same metro set.

Highest average house price

# Metro Price
1 London £552,655
2 Oxford £475,481
3 Cambridge £462,145
4 Brighton £406,137
5 Bristol £353,662
6 Edinburgh £295,204
7 Cardiff £271,166
8 Manchester £247,344
9 Leeds £246,882
10 Birmingham £235,682

Highest illustrative price-to-income

Average price ÷ illustrative household income (comparative only).

# Metro Multiple
1 Oxford 11.3×
2 Cambridge 10.5×
3 London 10.4×
4 Brighton 10.2×
5 Bristol 9.1×
6 Cardiff 8.0×
7 Edinburgh 7.4×
8 Birmingham 6.9×
9 Manchester 6.9×
10 Leeds 6.9×

All metros A–Z

Prefer a paginated table? Use Browse.

Belfast £181,033 Birmingham £235,682 Brighton £406,137 Bristol £353,662 Cambridge £462,145 Cardiff £271,166 Edinburgh £295,204 Glasgow £186,853 Leeds £246,882 Liverpool £183,615 London £552,655 Manchester £247,344 Newcastle £209,071 Nottingham £192,543 Oxford £475,481 Sheffield £222,080

Metro directory FAQ

Which UK metro has the highest average house price in this extract?
London leads average price at £552,655 (HM Land Registry UK HPI metro snapshot used on PlainMortgage). Absolute price and price-to-income leaders can diverge when incomes differ.
Which metro has the highest price-to-income multiple?
Oxford leads at 11.3× average price ÷ illustrative household income. The income figure is an illustrative default for affordability examples, not ONS earnings microdata, treat multiples as comparative within this extract, not official affordability statistics.
How is this different from Browse?
Browse is the A–Z directory of all 16 metros. This /metro hub adds dual rankings (price vs illustrative price-to-income) so you can see where absolute cost and relative stretch diverge before opening a city profile.
Where does the house-price figure come from?
Average house prices are drawn from the HM Land Registry UK House Price Index regional/metro series PlainMortgage ingests. Deposit percentages are typical modelling defaults used on each metro profile. See methodology for vintage and coverage.

Every figure on PlainMortgage is rendered directly from Bank of England and HM Land Registry data, no number is typed in by an editor. This hub ranks metros by average house price and by illustrative price÷income within the PlainMortgage metro extract. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.