Yorkshire and The Humber · house prices & affordability
What it costs to buy in Leeds
Leeds homes sell for £246,882 on average right now. Below: the deposit you would need, what the monthly repayment looks like at today's Bank of England rate, and the income a lender would expect, sourced entirely from official figures, not a marketing pitch.
Data updated 2026-04
- £246,882
- Leeds metro avg (April 2026)
- +7.2%
- Yorkshire and The Humber region YoY
- £1,268/mo
- mortgage at 4.76%, 10% deposit
- £49,000
- income a lender would want (4.5×)
According to the Bank of England and HM Land Registry, whose House Price Index draws on more than 1,000,000 registered property transactions a year, the city average price and region trend on this page use the April 2026 House Price Index release and the June 2026 Bank of England quoted-rate snapshot under the Open Government Licence. Our methodology states which geography each figure describes.
Geography used: the headline average price is the Leeds metro figure from the metros table; the year-on-year change and trend chart are the broader Yorkshire and The Humber region House Price Index series (not a place-level YoY). Deposit, loan, and payment maths are derived from the metro price plus the Bank of England quoted rate for the matching LTV band.
The verdict
Put down the typical 10% deposit on Leeds's £246,882 average home and you are borrowing £222,194, which comes to roughly £1,268 a month on today's 4.76% two-year fix - lenders would want a household income near £49,000 behind that.
- £24,688
- 10% deposit needed
- £222,194
- loan at 90% LTV
- £1,268/mo
- over 25 years at 4.76%
- £1,399/mo
- stress-tested at 5.76%
Price: HM Land Registry (April 2026). Rate: Bank of England quoted 90% LTV two-year fix (June 2026).
House prices in the Yorkshire and The Humber
Where Leeds sits among all 16 metros
Median house-price inventory across every tracked metro. Leeds is marked; price level is not a quality ranking.
Leeds vs all metros by median house price
Where this metro's median price sits among every tracked UK metro
246,882 9th of 16 higher than 7 of 16 metros
Metros, banded by median house price
Each bar is a band; taller bars hold more metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source HM Land Registry / metro price table · 2026-04
How Yorkshire and The Humber house prices changed recently
| Month | Avg price | MoM | YoY |
|---|---|---|---|
| November 2025 | £209,583 | +1.3% | +3.9% |
| December 2025 | £206,868 | -1.3% | +2.5% |
| January 2026 | £206,137 | -0.4% | +2.8% |
| February 2026 | £209,669 | +1.7% | +4.1% |
| March 2026 | £207,433 | -1.1% | -0.3% |
| April 2026 | £207,974 | +0.3% | +7.2% |
The Yorkshire and The Humber region (+7.2% YoY) is outpacing the UK national average (+3.8%) by 3.4 percentage points in the April 2026 release.
Source: HM Land Registry UK House Price Index. MoM = month-on-month change. YoY = year-on-year change. Figures are for the Yorkshire and The Humber region, not Leeds alone.
HMLR × BoE rate sheet
Leeds: deposit, loan, rate, and stress test LEEDS · Leeds 90% LTV · 2yr
Leeds · £1,268/mo at 4.76% · vs Manchester
- SDLT Leeds ask
- BTL 10% cash in
- SDLT 90-band fix
- BTL near Manchester
- DIP under Birmingham
- APR 25y · stress
Figures use the published Leeds average and the Bank of England's quoted rate: typical-buyer maths, not a personal quote. Read with Leeds → · Model your own →
Leeds in the price neighbourhood
Median house price (£k) among this metro and nearest nationwide price peers
- Cardiff
Cardiff
271 £k
- Leeds
Leeds
247 £k
- Manchester
Manchester
247 £k
- Birmingham
Birmingham
236 £k
- Sheffield
Sheffield
222 £k
What this shows Leeds averages £246,882 (rank 8 of 16). Bars are £ thousands.
Where Leeds sits in the UK metro comparison
Leeds sits near the middle of the portal's 16-metro comparison set: 7 entries cost less and 8 cost more on average. On the price ladder Birmingham sits immediately below at £235,682 and Manchester sits immediately above at £247,344.
Closest price-to-income multiple elsewhere: Manchester at 6.9×, against Leeds's 6.9×.
Leeds's average price is 6.9 times the recorded median household income of £36,000. That places it rank 7 of 16 in this dataset when lower price-to-income multiples are treated as more affordable; it is a comparison signal, not a lending decision.
Income-context sample for Leeds
A Leeds-keyed shuffle of every metro with recorded income. Income is a context signal from the metro dataset, not an affordability assessment for an individual household.
- Cambridge has £8,000 higher, an average price of £462,145, and a 10.5× price-to-income multiple.
- Cardiff has £2,000 lower, an average price of £271,166, and a 8.0× price-to-income multiple.
- Oxford has £6,000 higher, an average price of £475,481, and a 11.3× price-to-income multiple.
- London has £17,000 higher, an average price of £552,655, and a 10.4× price-to-income multiple.
- Glasgow has £3,000 lower, an average price of £186,853, and a 5.7× price-to-income multiple.
- Belfast has £6,000 lower, an average price of £181,033, and a 6.0× price-to-income multiple.
- Nottingham has £3,000 lower, an average price of £192,543, and a 5.8× price-to-income multiple.
- Bristol has £3,000 higher, an average price of £353,662, and a 9.1× price-to-income multiple.
- Edinburgh has £4,000 higher, an average price of £295,204, and a 7.4× price-to-income multiple.
- Birmingham has £2,000 lower, an average price of £235,682, and a 6.9× price-to-income multiple.
- Sheffield has £3,000 lower, an average price of £222,080, and a 6.7× price-to-income multiple.
- Brighton has £4,000 higher, an average price of £406,137, and a 10.2× price-to-income multiple.
- Liverpool has £4,000 lower, an average price of £183,615, and a 5.7× price-to-income multiple.
- Newcastle has £4,000 lower, an average price of £209,071, and a 6.5× price-to-income multiple.
- Manchester has the same recorded median income, an average price of £247,344, and a 6.9× price-to-income multiple.
Compare Leeds across the full metro set
Rows are ordered by a Leeds-keyed shuffle of the full metro set so neighbouring pages do not share the same comparison order. Income multiples add a second disclosed lens from the portal's recorded metro data.
- Birmingham is price-rank 7 of 16, with an average £11,200 lower, recorded median household income of £34,000, and a 6.9× price-to-income multiple.
- Liverpool is price-rank 2 of 16, with an average £63,267 lower, recorded median household income of £32,000, and a 5.7× price-to-income multiple.
- Sheffield is price-rank 6 of 16, with an average £24,802 lower, recorded median household income of £33,000, and a 6.7× price-to-income multiple.
- Edinburgh is price-rank 11 of 16, with an average £48,322 higher, recorded median household income of £40,000, and a 7.4× price-to-income multiple.
- Oxford is price-rank 15 of 16, with an average £228,599 higher, recorded median household income of £42,000, and a 11.3× price-to-income multiple.
- Cambridge is price-rank 14 of 16, with an average £215,263 higher, recorded median household income of £44,000, and a 10.5× price-to-income multiple.
- Manchester is price-rank 9 of 16, with an average £462 higher, recorded median household income of £36,000, and a 6.9× price-to-income multiple.
- Brighton is price-rank 13 of 16, with an average £159,255 higher, recorded median household income of £40,000, and a 10.2× price-to-income multiple.
- Belfast is price-rank 1 of 16, with an average £65,849 lower, recorded median household income of £30,000, and a 6.0× price-to-income multiple.
- Newcastle is price-rank 5 of 16, with an average £37,811 lower, recorded median household income of £32,000, and a 6.5× price-to-income multiple.
- Glasgow is price-rank 3 of 16, with an average £60,029 lower, recorded median household income of £33,000, and a 5.7× price-to-income multiple.
- Cardiff is price-rank 10 of 16, with an average £24,284 higher, recorded median household income of £34,000, and a 8.0× price-to-income multiple.
- Bristol is price-rank 12 of 16, with an average £106,780 higher, recorded median household income of £39,000, and a 9.1× price-to-income multiple.
- London is price-rank 16 of 16, with an average £305,773 higher, recorded median household income of £53,000, and a 10.4× price-to-income multiple.
- Nottingham is price-rank 4 of 16, with an average £54,339 lower, recorded median household income of £33,000, and a 5.8× price-to-income multiple.
Compare beyond geography
Nationwide peers by price & affordability multiple
Two PlainMortgage-derived comparison paths for Leeds: nearest median house price and nearest price-to-income multiple across all 16 tracked UK metros. Regional trend charts above stay geographic; these neighbourhoods vary by metric.
Similar median house price
Nearest metros by HM Land Registry average price. This record: £246,882.
Similar price-to-income multiple
Nearest metros by average price ÷ recorded median household income. This record: 6.9×.
Source: HM Land Registry UK House Price Index 2026-04
Frequently asked questions
- What is the average house price in Leeds?
The HM Land Registry average for Leeds is £246,882 in the April 2026 release. It is an average transaction price for the local-authority area, not a valuation of a particular property.
- Where does Leeds sit on the portal's metro price ladder?
Rank 8 of 16. On the price ladder Birmingham sits immediately below at £235,682 and Manchester sits immediately above at £247,344.
- How does Leeds compare with similarly affordable metros?
Leeds's average price is 6.9 times its recorded median household income. The closest comparison in this portal's metro dataset is Manchester at 6.9 times income; compare the price, local income and deposit assumptions rather than treating either figure as a personal lending decision.
Every figure on PlainMortgage is rendered directly from Bank of England and HM Land Registry data, no number is typed in by an editor. This page draws directly on Bank of England and HM Land Registry source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.